Entrepreneur, business owner and president of XFA foundation. She is best known for her profound stories of faith, courage and survival. Raised by a strong, single mother, she was able to beat the odds and still accomplish many great things. However, the lack of financial literacy lead to a life full of hardships and bad choices.

As a single mother, she was able to see firsthand the wrath of “not knowing” and the need for financial literacy. She didn’t realize that her credit score would affect the schools her son went to, the car she drove and the neighborhood she lived in. It wasn't until she gave birth, that made her realize she had to make a change and gain the necessary knowledge to survive in today’s market.

She now spends the majority of her time educating teenagers on the fundamentals of credit, budgeting and debt management.